Water DAMAGE LAWYER
Water Damage Claims Lawyer in New Orleans
Discovering water damage in your home or business in New Orleans is often a frustrating and disheartening experience that frequently leaves people wondering what to do next.
Pandit Law Firm’s skillful team of attorneys is well-versed in helping its neighboring New Orleans community after water damage.
Call us today at (504) 313-3800 for your free claims evaluation with a trusted team of New Orleans water damage claims lawyers.
Why Should I Hire Pandit Law Firm for My Water Damage Claim?
Rajan Pandit, the Chief Executive Officer and Managing Partner of Pandit Law Firm, actively advocates for fellow survivors of the major hurricanes that have struck the U.S. Gulf Coast. He is himself a survivor of Hurricane Katrina.
Raj and his team of dedicated attorneys have collective decades of experience in disaster law and disaster recovery litigation, helping local home and business owners maximize the recovery of their insurance benefits.
Based in New Orleans, our attorneys at Pandit Law Firm are personally familiar with water damage in homes and businesses. Our experience dealing with insurance companies after suffering personal property damage makes us compassionate and fierce advocates for our policyholder clients.
If you or your loved ones are dealing with a water damage insurance claim in New Orleans, contact one of our trusted team members at Pandit Law Firm today to get the assistance you deserve with your claim.
We proudly serve clients in New Orleans, the rest of Louisiana, Southeast Texas, Mississippi, and Arkansas.
Our New Orleans office is conveniently located
in the Hancock Whitney Center on Poydras Street, a few blocks from Lafayette Square, Mother’s Po Boys, and Caesars New Orleans Hotel and Casino.
Call us today for your free claims evaluation
Proven Results for Our Clients
At Pandit Law Firm, our attorneys work unyieldingly to deliver the best results for our clients’ insurance claims cases. We strive to recover the maximum compensation recovery possible from insurance companies while protecting our clients’ rights as policyholders.
Our team has successfully recovered millions of dollars for our nationwide homeowner and business owner clients, recouping financial compensation for losses of real property, personal property, and business interruptions.
We have won numerous favorable policyholder verdicts for our clients against major insurance companies battling catastrophe claims, including cast iron pipe, hail and windstorms, tropical storms, and fires.
The team at Pandit Law Firm appreciates how exhausting and cumbersome handling an insurance claim can be for you and your loved ones. We make it our mission to ease the stress of this process as much as possible while protecting your rights as a policyholder and maximizing your chances for compensation recovery on your claim.
Our clients often share their gratitude for our assistance with their insurance claims cases.
- Scott, a recent client, expressed his satisfaction with our organization and efficiency in settling his troublesome property insurance claims.
- Theresa was relieved by how responsive, professional, and engaging our attorneys were. She was pleased by how clear, thorough, and realistic our discussions of her claim were, and she was happy to receive our regular case updates.
- Our unwavering integrity in managing his claim process impressed Patrick, and Moe praised his excellent experience working with us.
Remember, insurance companies are in business to make a profit. However, this shouldn’t be done at your expense at such a critical time.
Can I Receive Compensation for Water Damage in New Orleans?
Water can cause severe damage to a person’s home or business property.
If you or your loved ones suffer from water damage on your property, you could recover compensation through your homeowners insurance policies or commercial property insurance policies.
Lengthy and confusing insurance policy contracts can leave most people needing clarification about what it covers and how their claims process works.
Insurance companies often try to deny claims or reduce the benefits paid to policyholders who do not properly file their water damage claims.
Attaining the help of a well-versed and trusted New Orleans water damage claims attorney immediately after discovering water damage on your property will:
- Protect your rights as a policyholder throughout the claims process
- Ensure you meet all required claims deadlines with your insurance provider
- Help you maximize compensation recovery for your water damage insurance claim
Our team at Pandit Law Firm diligently helps our clients through the challenging struggle of handling a water damage insurance claim. Contact our team today, and let us help you with your
What Can Water Damage?
When water encroaches into a property it can damage a home or business.
Water can cause significant property damage, rotting wood, growing mold and mildew growth, rusting steel, swelling composite materials, and electrical issues.
In addition to structural damage to your property, unattended water damage can lead to health concerns, with the risk of mold, bacteria, and viruses increasing as water stagnates.
The National Flood Insurance Program (NFIP) defines flooding as excessive water on regularly dry land affecting two or more properties or acres.
Unlike water damage, flood damage arises from natural events, such as heavy rainfall or major storms, that occur outside of the property and cause water levels to rise past the property’s threshold.
Flooding is generally not covered under homeowners or commercial property insurance and requires an additional flood insurance policy.
The National Association of Insurance Commissioners (NAIC) advises property owners and renters to acquire coverage under a flood insurance policy, citing that one inch of water can result in tens of thousands of dollars in property damage.
It can be disheartening and frustrating when insurance companies deny your claim or don’t provide the level of compensation you feel you’re entitled to. Remember, insurance companies are a business and it’s their job to maintain profitability as much as possible. However, this shouldn’t be done at your expense at a critical time.
If insurance has denied your claim or is not meeting your expectations, legal counsel may be a suitable option.
Common Types of Water Damage Insurance Claims in New Orleans
The National Association of Insurance Commissioners (NAIC) recently published a consumer property insurance survey stating that nearly 17% of respondents cited water damage not related to weather, such as plumbing or appliance problems, as the highest property threat for their residences.
Common causes of water damage in New Orleans include:
- Pipes breaking either from corrosion, fatigue, or freezing
- A leak or multiple leaks in a roof
- Appliances leaking, like a toilet, air conditioning unit, washing machine, or refrigerator
- Toilets or drains clogging
- Sewage backing up through a toilet, sink, bathtub, or other drain
If you or your loved ones experience water damage on your property, contact a skilled attorney today to help you with your water damage insurance claim.
FAQs About Water Damage Insurance Claims in New Orleans
What Do I Do if I Find Water Damage on My Property?
When filing a water damage claim with your insurance provider, it is critical to take the proper steps within the required time limits.
Document the Damage
Proper and adequate documentation of the water damage to your property will help your insurance claim.
Take pictures and videos of all property damaged by water and store the documentation in a safe and organized place.
Ensure your documentation demonstrates all items that need to be repaired or replaced from the water damage.
Locate Your Policy
Locate a complete copy of your homeowners or commercial property insurance policy contract, not just the term sheet.
Thoroughly read your policy and understand its coverage, deductibles, and required timelines for submitting your water damage claim.
Contact a Water Damage Claims Attorney
Professional water damage claims attorneys are well-versed in working with insurance contracts and know the intricacies and legalities of complicated policies.
Contact a skilled attorney immediately after discovering water damage on your property.
Your legal team will:
- Guide you through the terms of your insurance policy and educate you on the conditions of your claim process
- Communicate with your insurance company to acquire all necessary claim forms
- Assist you in gathering all evidence and documentation needed to commit your water damage insurance claim
- Help prove the cause of the water damage was not a result of negligence of the property owner
- Manage the entire claims process for you and your loved ones, including filing the insurance claim, engaging with the insurance adjuster, advocating on your behalf with the insurance agency, attempting to resolve any disagreements on your claim, and filing an appeal on your behalf if necessary
- Protect your rights as a policyholder
- Maximize your chances of recovering compensation for your water damages
Call the Pandit Law Firm today for your free claims evaluation with your trusted team.
How Long Do I Have to File a Water Damage Insurance Claim in New Orleans?
The time you have to file a water damage claim depends on the specific terms of your insurance policy.
Read your homeowners or commercial property insurance policy contract with a lawyer immediately after discovering water damage on your property to meet all required deadlines outlined in your policy contract.
What Do I Do if Insurance Denies My Water Damage Claim in New Orleans?
Insurance companies are motivated to find reasons to either deny a claim or reduce the amount they must pay to policyholders.
An insurance company may try to assert that the water damage on your property resulted from the neglect of the property owner instead of a worthy cause of a claim.
Working with a loyal water damage claims attorney in New Orleans will help protect your rights as a policyholder and strengthen your claim.
Your assertive legal team
How Can I Prevent Water Damage?
Here are a few tips and tricks to try and prevent water damage on your property:
- Monitor your water bill – An unexplained sudden increase in the use of billable water on your bill could indicate a leak. Monitor your water bill to prevent any potential leaks from causing extreme damage to your property.
- Use a water leak detector – Water leak detectors help identify a leak on your property early on and can mitigate any potential water damage.
- Perform routine maintenance – Keep up with all routine maintenance on your property, including roof work, regularly cleaning your gutters, inspecting your water heater, and repairing any known issues immediately.
- Regularly inspect appliances – Inspect all water-related appliances, including toilets, sinks, bathtubs, faucets, hoses, and pipes, to ensure they function correctly.
- Protect your pipes in freezing temperatures – Take proper precautions during winter months to prevent your pipes from freezing. Insulate exposed outdoor pipes, keep your property warmed adequately, drip water in the faucets, and keep any cabinet doors under sinks open to allow warm air to circulate.
Work With an Experienced Water Damage Claim Attorney
Gaining the help of a compassionate and loyal New Orleans water damage claim attorney during an infuriating and burdensome insurance claim will ease the stress on you and your loved ones while navigating the aftermath of water damage to your homes or businesses. Allow your legal team to handle the complicated insurance claim process so you can focus on getting your properties and your lives back on track. Contact our diligent team at Pandit Law Firm today at (504) 313-3800 for your free claims evaluation. Let us give you and your loved ones the help you deserve.
Pandit Law
Hancock Whitney Center
701 Poydras Street
Suite 3950
New Orleans, LA 70139
Call or Text: 504-313-3800